TransUnion CIBIL


TransUnion CIBIL Limited is a credit information company operating in India. It maintains credit files on 600 million individuals and 32 million businesses. TransUnion is one of four credit bureaus operating in India and is part of TransUnion, an American multinational group.

Consumer Credit Reporting

Trans Union CIBIL aggregates consumer borrowing and payment information for the purpose of assessing loan risk and pricing credit. It has partnered with Chicago-based TransUnion.
Consumer credit scores are also used in unemployment decisions, although there are no studies in India showing that impaired credit leads to employee misconduct and unemployment.

Business Credit Reporting

TransUnion CIBIL aggregates business financial and payment information for the purpose of assessing loan risk and pricing credit (setting the interest rate. It has partnered with New Jersey based Dun and Bradstreet. D&B maintains files on 150 million business worldwide.

Competition

Competitors to TransUnion CIBIL include: