OMNY


OMNY is a contactless fare payment system, currently being implemented for use on public transit in the New York metropolitan area. OMNY can currently be used to pay fares at all New York City Subway and Staten Island Railway stations, on all MTA buses, AirTrain JFK, Metro North's Hudson Rail Link, the Roosevelt Island Tram, Bee-Line buses, and NICE buses. OMNY will also expand beyond the current scope of the MetroCard to include the Long Island Rail Road and Metro-North Railroad.
The MetroCard, a magnetic stripe card, was first introduced in 1993 and was used to pay fares on MTA subways and buses, as well as on other networks such as the PATH train.
In 1994 the MTA formed the MetroCard Company, a venture to explore development of a joint transit/financial services payment card.  The technology and business relationships weren’t ready, but the effort started to lay the foundation for thinking about fare systems as part of open-loop financial payment systems.
In 2000, the Port Authority of New York and New Jersey sponsored a feasibility study for a contactless regional fare card, which was conducted by the Volpe National Transportation Systems Center of the U.S. Department of Transportation. In 2001, the Port Authority Board of Commissioners approved a new fare system for the Port Authority Trans Hudson, which was seen as a first step towards an integrated regional fare payment system. Two limited contactless-payment trials were conducted around the New York City area in 2006 and in 2010. However, formal planning for a full replacement of the MetroCard did not start until 2016.
The OMNY system is designed by Cubic Transportation Systems, using technology licensed from Transport for London's Oyster card. The system accepts payments through contactless bank cards and mobile payments as well as physical OMNY cards. OMNY began its public rollout in May 2019, with the first readers installed at select subway stations and on buses in Staten Island. The Staten Island Railway received OMNY readers in December 2019, and rollout on the New York City Subway and on MTA buses was completed on December 31, 2020.
The MTA began offering OMNY contactless cards on October 1, 2021, and introduced fare capping on February 28, 2022. Reduced-fare customers were allowed to use OMNY starting in June 2022 using their own debit or credit cards which must be registered with OMNY. Reduced Fare OMNY cards were expected to be issued in late 2023, but were not rolled out until December 2024. Another form of Reduced Fare OMNY cards, given to low income residents through the Fair Fares program, became available in February 2025. Full deployment to other New York City-area transit systems had been expected by 2023 but has been delayed. The phasing out of the MetroCard—originally expected in 2023—has been delayed indefinitely, but sales and distribution of the MetroCard ended on December 31, 2025.

Predecessors

Subway tokens had been used for fare payment in New York City since 1953. Starting in 1992, they were replaced by MetroCards made by Cubic Transportation Systems, which used magnetic stripes to encode the fare payment. By 2003, tokens had been completely phased out.
MasterCard and Citibank funded a trial of contactless payments, branded as PayPass. The trial was conducted at 25 subway stations, mostly on the IRT Lexington Avenue Line, beginning in July 2006. The trial was limited to select Citibank cardholders, but it proved popular enough to be extended past its original end date of December 2006.
In light of the success of the first contactless payment trial in 2006, another trial was conducted from June to November 2010. The 2010 trial initially only supported MasterCard-branded cards, expanding to Visa PayWave cards in August. The 2010 trial eventually expanded to include multiple Manhattan bus routes, two New Jersey Transit bus routes, and most PATH stations.

Proposal

In 2016, the MTA announced that it would begin designing a new contactless fare payment system to replace the MetroCard. The replacement system was initially planned for partial implementation in 2018 and full implementation by 2022. In October 2017, the MTA started installing eTix-compatible electronic ticketing turnstiles in 14 stations in Manhattan. The eTix system, already used on the Long Island Rail Road and Metro-North Railroad, allows passengers to pay their fares using their phones. The system would originally be for MTA employees only.
On October 23, 2017, it was announced that the MetroCard would be phased out and replaced by a contactless fare payment system also by Cubic, with fare payment being made using Android Pay, Apple Pay, Samsung Pay, debit/credit cards with near-field communication enabled, or radio-frequency identification cards. The announcement called for a phased rollout, culminating in the discontinuation of the MetroCard by 2023. The payment system would use technology licensed from Transport for London's Oyster card. Critics responded to the proposals with concerns about security and privacy, highlighting a 2016 security breach of fare systems in San Francisco.

Implementation

In June 2018, the MTA revised the timeline for implementation of the then-unnamed new payment system. The first stage of implementation would take place in May 2019. In the second stage, all subway stations would receive OMNY readers by October 2020, in preparation for the third stage, which involved the launch of a prepaid OMNY card by February 2021. The fourth stage involved the installation of OMNY vending machines by March 2022, and the MetroCard would be discontinued in 2023. Installation of OMNY vending machines in stations would be pushed back to the summer of 2023, with the discontinuation of MetroCards cancelled as further delays arise with rollout on regional rail and affiliate agencies.
Initially, there were disagreements about what the payment system should be called; some executives wanted a "traditional" name that resembled the MetroCard's name, while others wanted more unusual names. Possible names included "MetroTap", "Tony", "Liberty" and "Pretzel". The name "OMNY" was eventually chosen as being "modern and universal". The OMNY name was announced in February 2019. "OMNY" is an acronym for "One Metro New York", intended to signify its eventual broad acceptance across the New York metropolitan area. However, goals for broad acceptance have since been hampered, with PATH and NJ Transit unwilling to install OMNY, instead pursuing similar independent systems which would not be compatible with it.
An internal trial launched in March 2019, involving over 1,100 MTA employees and 300 other participants. Over 1,200 readers were installed in subway stations and buses for the public trial, and the OMNY.info website was created. Weeks before the beginning of the public launch, $85.4 million had been spent on the project, out of a total budget of $644.7 million. The budget had risen to $677 million by June 2020 and to $732 million by November 2020. The budget was $772 million by June 2021.

Buses and rapid transit

At a presentation in May 2019, the MTA's Capital Program Oversight Committee specified the following items to be implemented at an unspecified future date: launch a mobile app, allow customers to pay with OMNY Cards on Access-a-Ride paratransit vehicles, and add OMNY readers on Select Bus Service buses to support all-door boarding. However, the committee expressed concerns that some bank cards would not be accepted, and that OMNY transactions could take longer than MetroCard transactions, increasing crowding at turnstiles. All-door boarding at Select Bus Service routes with OMNY began on July 20, 2020.

Rollout

OMNY launched to the public on May 31, 2019, on Staten Island buses and at 16 subway stations. Turnstiles with OMNY readers displayed one of 11 screens, based on whether the OMNY payment was successful and whether the readers were functioning properly. At first, OMNY only supported single-ride fares paid with contactless bank cards; mobile payments such as Apple Pay and Google Pay were also accepted, and free transfers between OMNY-enabled routes were available with the same transfer restrictions placed upon the MetroCard. In June and July 2019, Mastercard offered "Fareback Fridays" to promote the system, where it would refund up to two rides made using OMNY on Fridays. The OMNY system reached one million uses within its first 10 weeks and two million uses within 16 weeks. On one day in June, 18,000 taps were recorded from bank cards issued in 82 countries.
In November 2019, the MTA announced its first expansion. Over the following month, 48 additional stations would be outfitted with OMNY readers the following month, thereby bringing the system to all five boroughs, and by January 2020 the system would then be expanded to Manhattan bus routes. Furthermore, the MTA would begin launching pilot programs on Select Bus Service, the city's bus rapid transit system, and add self-service features. OMNY readers were installed at the rear doors of buses. By then, over three million riders with bank cards from 111 countries had used OMNY. According to an internal MTA report, these riders had used over 460,000 unique payment methods between them, or about 2,000 new payment methods per day.
With the implementation of OMNY on the Staten Island Railway in December 2019, public transit in Staten Island became fully OMNY-compatible. The next month, MTA officials announced that OMNY had seen its five millionth use, and also that it would expand to 60 more subway stations by the end of the month. In addition, the MTA launched a marketing campaign for OMNY. After another expansion the next month, there were over 180 OMNY-equipped stations and OMNY had been used over 7 million times. This grew to 10 million uses by the time yet another expansion was announced in March.
No new OMNY installations were added from March to June 2020 due to the COVID-19 pandemic in New York City. The pandemic delayed the target date for which OMNY would be implemented at all subway stations and MTA bus routes, which was pushed back from October to December 2020. OMNY installation in Manhattan was completed in July 2020. By that September, two-thirds of subway stations were OMNY-equipped; this included all stations in the Bronx, Manhattan, and Staten Island, as well as buses in the latter two boroughs. In November 2020, OMNY readers were installed at AutoGates, where disabled riders could enter and exit the system., OMNY had been rolled out to 458 subway stations, representing 97% of the total, and OMNY had been used 30 million times. On December 31, 2020, the MTA announced that OMNY was active on all MTA buses and at all subway stations, after the last OMNY readers were activated at Eastern Parkway–Brooklyn Museum station.

Post-rollout

By July 2021, one-sixth of all fares paid on the bus, subway, and Staten Island Railway were being paid through OMNY, and 100 million fares had been paid using the fare system. Reduced pay-per-ride OMNY fares were supposed to become available in mid-2022. Reduced-fare OMNY was finally activated in October 2022, although it was not available to Fair Fares riders and students. The MTA indicated in September 2023 that OMNY usage was highest in gentrified areas with young, white, and well-off populations. At the time, OMNY was being used for 47% of subway rides and 30% of bus rides.
Although local buses all had OMNY readers at their rear doors, none of them were in use by early 2024, in part because, in an attempt to reduce fare evasion, the MTA had ordered bus drivers to open the buses' rear doors only for alighting passengers. In May 2024, a small number of people enrolled in the MTA's Fair Fares program were allowed to begin using discounted OMNY cards as part of a pilot program. By then, 55% of subway rides and 34% of bus rides were being paid for using OMNY.
By December 2024, reduced-fare OMNY cards for seniors and disabled riders were ready to be distributed, while the Fair Fares OMNY card had yet to be rolled out. New Fair Fares customers began receiving OMNY cards from February 2025 onward; existing customers could either switch to an OMNY card immediately or continue to use their MetroCard until it expired. That month, the MTA announced that it would spend $4.5 million to repair OMNY fare readers on buses because the fare readers kept detaching. In March 2025, the MTA announced that sales and distribution of the MetroCard would end that December. The MTA announced the next month that Apple Wallet would be able to support virtual OMNY cards starting later that year. In addition, as part of its contract with Cubic, the MTA spent millions of dollars to develop a chatbot to assist OMNY users. In July 2025, the MTA reported that 75% of fare-paying riders used OMNY and that customer satisfaction was largely positive despite [|widespread reports of glitches]. When the MetroCard was finally retired, OMNY users accounted for up to 94% of bus and subway fares.

Regional rail

, the MTA also plans to use OMNY on the Long Island Rail Road and Metro-North Railroad over "the next several years". In June 2019, the Port Authority of New York and New Jersey announced it was in talks with the MTA to implement OMNY on the PATH by 2022. This would be called off in 2021 with PATH pursuing a separate new fare system that is also designed by Cubic. There are no plans for OMNY to be used on NJ Transit, which plans to implement a new fare payment system with a different contractor by late 2024.
Plans for OMNY installation on the LIRR and Metro-North were still being revised as of 2020. The COVID-19 pandemic had pushed back the implementation of fare cards on the commuter railroads from February 2021 to June 2022, and that of in-system vending machines from March 2022 to June 2023., there were delays in the commuter railroads' mobile ticketing system as well as vending machines. According to the MTA's independent engineering consultant, this could potentially delay full rollout of OMNY for six months from the original projected completion date of July 2023. By February 2022, the rollout of OMNY on the LIRR was pushed back to between 2023 and 2024., OMNY has not been rolled out on MTA commuter rail. On January 29, 2024, the Metro-North Railroad's Hudson Rail Link began accepting OMNY. In May 2024, the MTA announced that it would hire two existing contractors, rather than Cubic, to implement OMNY on the LIRR and Metro-North.

Other agencies

As part of the rollout, OMNY replaced MetroCard on affiliate agencies. Rollout to faregates on the AirTrain JFK was planned to occur in 2023, replacing the MetroCard payment requirement to use the system. Installation of OMNY readers on the AirTrain JFK and Roosevelt Island Tramway was underway by mid-2023. On August 24, 2023, the Roosevelt Island Tramway started to accept OMNY. In early October 2023, governor Kathy Hochul announced that the AirTrain JFK would start accepting OMNY on October 10, although some turnstiles would continue to accept MetroCards only.
Rollout of OMNY to Westchester County's Bee-Line Bus System and the Nassau Inter-County Express was delayed until the MTA announced in early 2025 that the MetroCard would be discontinued. Westchester County's Bee Line and Nassau County's NICE bus system activated OMNY on January 4, 2026.

Timeline

This list shows when direct entry by OMNY reader became possible on each bus line, train/subway segment, or tramway line.

OMNY card

In October 2021, the MTA started selling a physical OMNY card at certain retail locations throughout New York City. The MTA planned to expand the rollout to vending machines inside stations in September 2022. OMNY cards featuring commemorative designs, as well as special fare-classes such as students, senior citizens, and MTA employees, were not available at the time of the standalone OMNY Card rollout. The physical card was seldom used in the months after its rollout; by February 2022, less than 1 percent of all OMNY fares were being paid using a card, and 4,367 cards had been sold at stores. On October 30, 2023, OMNY machines were activated at six subway stations. By the end of 2025, every subway station and approximately 2,700 stores sold OMNY cards.
The card is thicker than the MetroCard it replaced, and is valid for seven years from purchase. It can be purchased or reloaded from retailers such as CVS, Walgreens, 7-Eleven and Duane Reade stores, as well as bodegas, CFSC Check Cashing, and dollar stores that previously sold MetroCards. OMNY can also be purchased directly from subway station ticket vending machines in the future. It contains two barcodes on the front and back; one barcode is used to record the card being purchased, and the other is used to encode fare information. On the standard card, half of the front side contains a barcode, which is oriented to resemble railroad tracks, while the other half of the front side contains a white-on-black OMNY logo. The back of the card contains the card number, card security code, expiration date, and the other barcode. Variants of the card are also planned for MTA employee fares as well as limited edition versions. The cost of the card is $5.00 plus a minimum of $1 to be loaded on the card at time of purchase.

Reduced-fare and student cards

Even at the end of 2021, reduced pay-per-ride OMNY fares were not available at all. The MTA announced in May 2024 that students and reduced-fare MetroCard users would begin receiving OMNY cards later that year. The first students were issued OMNY cards on September 5, 2024. The cards were initially not issued to students who lived within of their schools. On December 13, 2024, OMNY Reduced Fare cards were released for seniors and disabled patrons. In February 2025, OMNY began distributing reduced fare cards to low-income riders through the Fair Fares NYC program. With the discontinuation of MetroCards in December 2025, all remaining reduced-fare MetroCard users were to be given OMNY cards, although elderly reduced-fare riders reported difficulties obtaining their cards.
OMNY cards for Access-a-Ride customers differ slightly from standard and other reduced-fare cards. The back of the card displays a photo of the recipient, their AAR ID number and an abbreviation logo of if the recipient requires a personal care attendant.

Fares

OMNY-specific features

The technology for making a transfer on MTA buses and subways differs slightly between MetroCards and OMNY devices. To allow for operation on vehicles disconnected from the MTA communications network, MetroCards store information about the transfer on the card itself. Third-party digital wallets, debit cards, credit cards generally cannot store transit-specific information on the consumer card or device. OMNY solves this problem by only charging riders once a day, after vehicles have had a chance to return to base and download boarding data. Though the second entry may display to the rider that the full fare is being charged, as long as the same device was used within the two-hour window, it is discounted when calculating the amount to actually be paid.
The OMNY system is also able to measure the usage of OMNY cards. In October 2021, the MTA considered enabling a fare cap on OMNY cards and devices, similar to the fare caps on Oyster cards. Under the proposal, an OMNY card or device would be charged a pay-per-ride fare on MTA buses and subways if a passenger has made fewer than a specified number of trips in a certain time period. After the passenger makes more than that quantity of trips, they would be charged the unlimited rate. For example, with a pay-per-ride fare of $2.75 and a weekly unlimited MetroCard cost of $33, a passenger would still pay $2.75 per trip if they made 12 or fewer trips in a week; under the proposal, they would pay no more than $33 within a week, even if they made 13 or more trips. OMNY fare caps were implemented on February 28, 2022. If multiple riders use the same OMNY card when paying fares, only one tap during every 15-minute period counts toward the fare cap. OMNY does not have a monthly fare cap.
Since June 1, 2022, riders who qualified for reduced-fare MetroCards could also use OMNY with their contactless bank cards or smart devices, paying half the standard fare. At the time, reduced-fare OMNY cards were unavailable. Each qualifying rider can only use one contactless card or device for reduced-fare OMNY. If a reduced-fare rider has more than one card or device, the other cards and devices will either be charged a full fare or be restricted from tapping-in at an OMNY reader.

Issues

Privacy issues

Privacy advocacy group Surveillance Technology Oversight Project criticized the MTA and Cubic in an October 2019 report on the privacy of the OMNY system, arguing that it "allows the MTA, and potentially third parties, to collect an alarming amount of information about transit users." STOP expressed concerns that the OMNY privacy policy was unclear, and warned that the MTA could share data with the New York City Police Department and United States Immigration and Customs Enforcement to extend the reach of police surveillance.
The MTA modified the OMNY website in August 2023 to remove a feature that showed users' trip history, following a 404 Media investigation that showed it had a potential for abuse. From its launch in 2019, the OMNY website included a feature that allowed customers to view all uses of a credit or debit card at OMNY readers for the last 7 days by providing the card number and expiration. 404 Media argued that this feature easily allowed abusers or identity thieves to view a victim's travel history, as credit card numbers can be obtained relatively easily. Following the discontinuation of the trip history feature, customers who create an account can still view trip history, and accounts are not verified. STOP founder Albert Fox Cahn criticized the changes to the trip history feature as a half-measure, arguing that it still left user information vulnerable.

Technical issues

In February 2020, the MTA warned that some customers using Apple Pay's Express Transit feature might be accidentally double-charged if they were using a MetroCard. This occurred when riders unintentionally had their phones in proximity to the OMNY readers. At that point, the issue was relatively rare, having been reported 30 times. Complaints also arose over the fact that riders who paid via credit card, debit card, or smart device did not get billed until several days after they had completed their trip. In June 2025, Visa Inc. fixed a technical issue that caused the OMNY readers to attempt to charge some Visa credit-card holders multiple times for a single trip. Other glitches included reports of turnstiles not accepting valid OMNY cards, as well as free transfers not being provided even when riders used the same card or device for both legs of their trip.
The news website The City wrote in 2025 that riders had been prevented from using cards that were eligible for a pre-tax federal transit benefit, and that it often was an arduous process to contact customer-service representatives once a problem arose. Students similarly reported that there were delays in replacing OMNY cards that were nonfunctional or had been lost, and that the student cards were easy to damage because they were made of paper.
A July 2025 survey of 400 riders found that three-fourths had reported issues with their OMNY fare media. The most common complaints were that OMNY readers did not accept valid fare media, that fare payments did not show up on riders' bank statements in a timely manner, and that the fare media had been overcharged. In addition, OMNY readers did not show the remaining balance on cards after riders had paid their fares. In response, in 2025, the MTA proposed displaying remaining balances on OMNY readers.